We've all got to start somewhere!
Many young adults have seen their finances battered over the past couple of years, with some having to put plans on hold as the pandemic has impacted their work, income and life.
“Keeping your eye on your spending is the first – and most essential – step, when it comes to looking after your finances, but you would be surprised how few people regularly check what’s coming in or going out of their bank accounts.”“With more opportunities to splurge than in lockdown, it can be quite tempting to spend freely – even if you know you’re holding on to a couple of unpaid debts,” Montgomery continues.
"If you’re struggling with paying off an overdraft, map out how much you can realistically afford to pay off each month. Montgomery said: “It’s important to consider how much you need to add to your pension pot now, in order to have the lifestyle you would like in later life. If you’re a couple and one of you isn’t working right now, your partner could top up your pension for you.”The new working world is still evolving, but that doesn’t mean you have to start spending at pre-pandemic levels in future.
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