Brought to you by askpaul. 7 ways to take control of your finances. These simple and effective steps will make you better at managing your money.
Re-claiming control over your finances is no easy task, and if managing your money is a source of stress for you, you’re definitely not alone.
Not only will a budget clearly outline the money you have coming in, but it also highlights your spending, particularly any unnecessary expenses that you’re not aware of. By budgeting, you’ll be able to cut out any non-essential expenses and have a clearer focus on your financial goals.You should regularly review your set monthly expenses, as this can be one of the most effective ways of controlling your spending.
Setting up a space for discretionary spending, such as Revolut, and using the amount you allocate here for coffees, lunches or takeaways is a way of allowing for smaller expenses. Seeing how quickly the money chips away will also help train your brain into rethinking your spending.We know it’s not easy, but saving small amounts weekly is the best of way of improving your overall financial situation.
There’s a lot of ways you can supplement your income from the comfort of your own home, such as freelancing or renting out a spare room.Your ability to make money is your most valuable financial asset, so it’s just good sense to insure it.
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