Consumers are now paying higher prices for everyday expenses and coughing up more in interest on their credit cards.
How to avoid record-high interest rates on credit cards
Gina McKague, the founder of McKague Financial in Livonia, Michigan, offers these tips to lower your credit card interest rate and keep your payments under control:Having a higher credit score proves to lenders you're able to pay back loans, which in turn can typically give you a lower credit card interest rate.Shop around different credit card companies and find out which one will give you the lowest rate. Not every creditor will start out with the same offer but you can negotiate.
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