PayPal, which also owns the popular payment app Venmo, is one of the oldest and most widely used digital money transfer services. It acts as an intermediary between your source of funds and that of the recipient, such as a friend or merchant.
that you can spend, send or hold for future purchases. You can also access PayPal's other offerings including credit cards, a debit card and a prepaid card through the Balance account.
Through the Balance account, you can use direct deposit, scan a check with the PayPal app and use the PayPal Cash Card to spend or withdraw from your PayPal balance. and isn't directly insured by the Federal Deposit Insurance Corporation , though funds are indirectly covered if you have a PayPal Cash Card, enroll in direct deposit or buy cryptocurrency.
Merchants: If a merchant accepts PayPal checkout, you can use it to pay for goods and services. Friends and family: You can send money to most friends and family that also have PayPal accounts without a transaction fee unless you need to translateEmployees or contractors: You can pay contractors or employees with a PayPal business account, which is different from a consumer account. PayPal considers that a"commercial transaction" and it comes with its own set of fees.
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