Americans are ready to splurge on holiday shopping and plan to spend more than $1,200 on average

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Americans are ready to splurge on holiday shopping and plan to spend more than $1,200 on average
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U.S. adults are planning to spend $1,243 on average on holiday-related purchases this season, a survey showed. For context, the national median rent was $1,312 in October.

A new survey from MassMutual shows that consumers are feeling optimistic about their finances — and are planning to spend $1,243 on average on holiday-related purchases this season. For comparison, the national median rent was $1,312 in October, according to a report from Apartment List.

“Inflation will likely hit certain groups harder than others — such as retirees, those on fixed incomes and lower income households. That said, I do feel that many have more discretionary cash and feel more confident, despite an increase in inflation,” Paul LaPiana, a certified financial planner and head of product at MassMutual, told MarketWatch via email.

MassMutual found that 42% of U.S. adults plan to spend at least $500 more this holiday season than in 2020, and a quarter expect to spend at least $1,000 more this year. Thirteen percent of consumers are still paying off holiday debt they racked up last year, a LendingTree survey found, and 41% expect to go into debt paying for this holiday season.

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