Pricewatch: A reader called Brendan was none too happy when he contacted us to detail his dealings with his bank when looking for car finance
'One piece of evidence required was a letter from the seller, providing details of the car, in addition to the selling price and signature. In this case the car is a private sale Tesla Model 3,' a hopeful car buyer writes. Photograph: Leonhard Simon/Getty
You’d be pretty miffed, right? A reader called Brendan certainly was when he contacted us to detail his dealings with a bank, which appeared to let him down badly.at a rate of 6.5 per cent,” his mail begins. “One piece of evidence required was a letter from the seller, providing details of the car, in addition to the selling price and signature. In this case the car is a private sale Tesla Model 3,” he says.
Given that he had been approved for a €20k loan, he just assumed he would also be approved for a €17k one at the same rate of interest – but he was wrong. “I can see no evidence in the application process that a car must be purchased from a dealership to qualify for the green car loan rate. This condition excludes private buyers wishing to go green from receiving the lower interest rate,” he points out.
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