The president's plan requires private insurance holders to submit reimbursements that, along with other hurdles, policy experts say might do very little to make testing in the U.S. more widespread.
to require private insurance companies to cover the cost of rapid at-home Covid tests could do little to make testing more widespread, experts warn, because of the complicated nature of getting reimbursed.
"[Private insurance holders] may not know how to save their receipt, or that their health plan will even cover it. So that's almost the first step, is just making sure people know that they can now do this," Corlette said. The Biden administration has said that they plan to release more details on the new policy by Jan. 15.
Some experts have questioned why the Biden administration would not buy tests and provide them free of charge to all Americans, as many European countries have done. Ideally, Corlette said, Americans would be able to have a handful of at-home tests available and could use them regularly to make better decisions about how they interact with their communities.
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