Most gifts have no strings attached, no matter your intention.
Q. I gave each of my five grandchildren $500 for Christmas and told them I wanted them each to put it in an IRA. Two of them haven’t done it yet. Can I do anything? I don’t want them to spend it on pizza and beer.If you gave them an
by giving cash or writing a check, unfortunately you can’t control what they do with the funds, Adam Leone, a certified financial planner with Modera Wealth Management in Westwood.“You could make a contributionAnother option is to consider giving them savings bonds. are attractive right now and while they could always redeem the bonds, you would have at least made your intentions clear,” he said.It could just be the little nudge they need.
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