With more of us working from home, are we covered by our home insurance? home insurance remoteworking
Many of us are working from home now, several days a week. But what does this mean for our home insurance?
The global pandemic was the catalyst for creating a new way for many of us to work. While “Working from Home” was often looked upon with quite a bit of derision, with images of workers lying on the couch watching daytime TV. We all had to quickly adjust to working from home while the world battled COVID-19, and now it is commonplace for us to spend part of our week at home and part of our week in the office.
Many people working from home might have a home office, but many employees have been provided with equipment by their employers, so do you have to make provisions for this in your home insurance? The employer is responsible for providing adequate insurance cover for any items, such as laptops, monitors or printers if the employer provided it. Not all insurers will cover your home office equipment automatically under the policy.
“It would depend on the type of business, so it is always best to consult with your insurance provider and explain the nature of the work,” said Anthony Strickland of AA Ireland. “You might find that a carpenter, baker, computer programmer or psychotherapist might have very different requirements, so it is always best to check.”
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