Few people in Florida had flood insurance before Hurricane Ian. Now, they fear they'll have to pay the price

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Few people in Florida had flood insurance before Hurricane Ian. Now, they fear they'll have to pay the price
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Residents forced out by Hurricane Ian were allowed to return to Fort Myers Beach over the weekend — but the complicated process of figuring out what insurance might cover has just begun.

over the weekend — but the complicated process of figuring out what insurance might cover has just begun.

Only 18% of Florida homes have flood insurance, according to Insurance Information Institute. Florida homeowners already pay the highest premiums — nearly three times the national average — for property insurance, Insurance Information Institute says. "The trial attorneys are making billions of dollars in Florida by suing property insurers," Brandes said."And so they're heavily lobbying the legislature to just do nothing for another year, and so to continue to kick the can down the road. Unfortunately in Florida, we're out of road."

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