Definitely one to think about when using an ATM
When it comes to saving money, a lot of us tend to cut back on how much we spend on our shopping whilst other cut back on how much they go out to eat.However when you're abroad, hopefully in the sunshine, the last thing you want to be thinking about is how to save money when all you want to do is spend it after years of hard work.
"Someone much smarter than me - aka my girlfriend - told me that any time you use your bank card to take money out abroad the bank will offer you a conversion rate for that currency. Despite this, it's the better option as it's always "guaranteed" to be lower adding: "do this and you will always save money, and that's a fact."
He then warned that cash machines may use "psychological scare tactics" to persuade someone to use their conversion rates by using an onscreen prompt which states “if you do not accept this option, we cannot guarantee the exchange rate offered”.
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