Here’s an insurance guide for the unsavory characters looking to spoil your holidays Via ForbesAdvisor
This pays for repairs to your home if it was damaged in a break-in, like a busted door jamb. If you’re a renter, the landlord’s insurance would pay for building damages.This coverage pays to repair detached structures. For example, if a thief damaged a shed door.Lock your doors and windows when you leave your house.When you’re away, turn on lights and a television so it looks like someone is home.
And package theft is also on the rise: 43% of Americans said they had a package stolen in 2020 compared to 36% in 2019. Almost two-thirds say they’ve been struck by porch pirates more than once. If the package got lost in shipment, the fault would likely fall on the sender, in which case your home insurance wouldn’t cover the loss.You can use this smart home technology to make videos of your porch and entryways, which you can then provide to law enforcement and your insurer as proof of theft. Doorbell cameras from providers like Google Nest, Ring and Vivint.These lights will activate when someone walks past a sensor and can help deter thieves.
The FBI warns holiday shoppers to be aware of scammers and websites that demand payments solely through gift cards. Fraudsters are often looking for a wire transfer to quickly receive illicit funds. Credit cards are typically the safest way to shop since they have several layers of security.
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