He took a leave of absence from college, with one year left to graduate, to focus on his business full-time.
Pet insurance:Carvajal recently signed a new apartment lease that came with a rent discount, so he didn't have to make a payment in the month of November. After the discount period, he and his girlfriend will split their rent and utilities down the middle and pay $1,500 each.
With some extra cash freed up, he's trying to get back into the habit of investing through Acorns, a micro-investing platform. In November, he made three deposits of $196 and plans to auto-invest that amount on a weekly basis.Hector Carvajal makes a decent amount of his sales at farmers markets and even supplements his grocery bill by bartering with other vendors for food, trading his coffee for their produce.
"A lot of the farmers did not have the capital to reinvest back into their fields," Carvajal explains."We're making our way back little by little."
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