'I'm haggling my way onto property ladder using a button - I've saved £2,000'
For example, if your new home costs £245,000,This equates to an annual saving of £12,250.
It enables buyers to take out a mortgage worth 95% loan to value , meaning only a 5% deposit is needed. It means that if the borrower is unable to pay one month, the state will pick up the bill - although it is highly likely there will still be repercussions for borrowers if this happens.need to purchase their first homes in half.
The scheme runs for properties worth up to £600,000, which would see the minimum deposit required lowered from £60,000 to £30,000.
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