'I went from being £20k in debt to buying £170,000 first home in just two years'
This meant I could pause each loan - credit cards, car financeHowever, I was still being charged interest during this time, as payment holidays don't stop you from accruing interest.
At the beginning of the pandemic, I lost my job and I knew that being unemployed just wasn't an option because we couldn't afford to live on just Rebecca's income. While I was paying off my debt, I was only able to put away around £40 a month, but I was able to up this to around £100.We were also fortunate enough to get a gift of around £7,000 from family to put towards the deposit.But I always paid the minimum monthly repayment off on time and never got a bad mark on our credit file.How did you afford to furnish it?This meant we were able to bring a lot of stuff with us and we didn't have to fork out a lot of extra cash.
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