It is worth considering why the domestic banks have chosen not to increase rates at the same pace as some non-bank lenders
There has been a justifiable outcry in the past few weeks over non-bank lenders such as Pepper Finance increasing mortgage rates. An interesting question is why the Irish domestic banks have not imposed similar hikes.
It certainly isn’t because of competition and the increasing availability of choice for customers. Even though Ireland is one of the fastest-growing economies in the EU, it remains one of the most under-banked markets in the bloc.
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