The money is available now and could be with you well before Christmas
Current account providers have been launching new cash-to-switch offers recently – which could be very handy if you’re looking for a bit of extra money in time for Christmas. Rachel Springall, a finance expert at Moneyfactscompare.co.uk, says there are some “enticing perks” to weigh up.
And the Co-operative Bank has launched a “switch and stay” offer. This means eligible switchers can get up to £150 – made up of £75 when they complete a switch to the bank – and a further £25 per month for three months after that. With several sweeteners to choose from, it can be hard to know which deal to choose.
If you’re planning to take out a paid-for current account, it’s worth considering how often you’ll use these perks, what level of cover they will provide if you need to use them, and whether you’d be better off buying perks such as insurance separately. “However, customers will need to review their online shopping or subscription card details and update them to their new one once it’s all set up.”
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