Money Diaries: A 26-year-old IT apprentice on €25K living in Dublin

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Money Diaries: A 26-year-old IT apprentice on €25K living in Dublin
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This week, our reader recently moved back home with her parents after renting privately in the city centre became too expensive.

WELCOME TO HOW I Spend My Money, a series on The Journal that looks at how people in Ireland really handle their finances.

Last time around, we heard from a 28-year-old consultant on €120K living in the United Arab Emirates. This week, a 26-year-old IT apprentice on €25K living in Dublin. I aim to save around 50-70% of my salary each month, but the exact amount I can save will vary from month to month. I might realise in a month’s time that 50-70% is unrealistic, so for now I’ll just see how it goes.

Tuesday 8.00 am: Wake up and lie in bed for the next 20-30 minutes while I continuously contemplate staying in bed an extra five minutes. While lying in bed, I usually scroll my phone and read the news. 1.00 pm: Lunch time! Today, I just made a sandwich and had fruit after. Since my parents pay for my groceries, I don’t need to spend any money on food, including my daily lunches. I am very grateful for that. During my lunch break, I chat to my boyfriend, and we decide to book tickets to see the Dungeons and Dragons movie tonight .4.00 pm: Finish class for the day and relax for a few minutes before getting ready to go out.

12.00 am: This is definitely later than when I would usually go to bed on a weekday because I cannot stand being tired during the day, but oh well! Time to set my alarm and prepare for another day.Thursday 8.30 am: Today I wake a bit later than I would have liked, but it’s OK. I get up, get dressed, and get ready for class.11.00 am: The usual 20-minute break. Like always, I have a cup of tea. I also had a bit of toast to do me until lunchtime.

4.00 pm: Finish classes for the long Easter weekend! I have a shower right after class and get ready to go out. 12.00 pm: Since it’s a nice day, I sit out in the garden after getting back from the park. I don’t have plans for today other than going out tonight. Thankfully, I’m not feeling as tired anymore!

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