Dear Pay Dirt: I would be happy to give her a dream wedding if I could, but I can’t.
Sorry that you’re stuck in this situation. Going through with a sale because you didn’t want to lose the earnest money is a perfect example of. As humans, we tend to want to see through an effort if we’ve already invested in it, even if it is no longer the best decision. If your wife hadn’t moved in, immediately selling would still have been at a loss because of all the non-recoverable transaction costs and tax implications.
Your decision has more to do with divorce negotiations than your purchase price alone. If your wife is still interested in living in the house, she canAdvertisementIf neither of you wants to live in the house, lowering the sale price until you find a buyer is the most expeditious way to split the asset. You risk a short sale, which is when you sell the house for less than what you owe on the mortgage note, depending on how much you put down and how much prices have dropped.
My brother has always been irresponsible and unreliable and had always leaned heavily on my parents to guide and support him, especially financially. My dad used to manage his bills for him entirely, and though he’s stepped back from that for the most part now, his name is still on the house my brother lives in with his two boys. My brother’s name is also on the house.
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