NatWest first-quarter profit slumps 27% as savings, mortgage competition bite

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NatWest first-quarter profit slumps 27% as savings, mortgage competition bite
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UK lender has benefited up to now from rising interest rates

NatWest is this year looking to end what its chairman this week called the “sorry tale” of its state ownership. Photograph: Matt Crossick/PA WireNatWest’s first-quarter profit fell by a less than expected 27 per cent, it said on Friday, hit by competition for savings, lending and mortgage products which has squeezed margins across the sector.

NatWest said income was £406 million lower than the same January-March period a year ago, due in part to lower deposit balances and customers shifting their savings to higher-returning products. The bank has been buying back its shares on the market, and the government is considering a further sale to retail investors later in the year as it looks to sell down the remainder of its sub-29 per cent stake in the bank.

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