Bills, credit card debt or mortgage worries? Here's how to start getting financially fit for 2023. askpaulnow LateBreakfast
As Christmas recedes in the rearview and thoughts turn to New Year’s Eve, it is time to think about getting financially fit for 2023.this morning, financial expert Paul Merriman from AskPaul.ie outlined the best ways to make your money work for you.
“I think that’s the biggest mistake people make it comes to spending money – they don’t know how much they actually have to spend because they’re not counting up what it costs them to live on a monthly basis.”“So, you have one main account and then transfer your own spending money or discretionary money into a separate account,” he said.
“So it is about giving yourself a little mini audit. Look at where your money is going and, am I getting the best value? “Now rates are increasing you do have to keep an eye on where your money is going. If you can afford to overpay your mortgage you should do it – especially if you are on a five-year fixed rate.
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