Petal now has two cash-back cards for credit newbies—and this is how they stack up (via ShopwithSelect)
The Petal 1 card does not have a standalone, flat-rate cash back program. However, Petal 1 cardholders are automatically enrolled in the Petal Perks program, allowing them to earn between 2% and 10% cash back at participating merchants. Simply activate your Petal 1 card, download the app and share your location. Then, Petal Offers near you will pop up onto a map to show you where you can save money.
You can redeem your cash-back in the billing period after you earn them, either for a statement credit, electronic transfer or check.The Petal 2 card offers a tiered cash-back rewards program that motivates users to make their monthly payments on time. Follow the rules, and you can earn up to 1.5% on eligible purchases according to the following schedule:Cardholders are automatically enrolled and can redeem cash back as a statement credit, electronic transfer or check.
From time to time, bonus cash back may be available on certain purchases, helping you earn as much as 2% to 10% cash back from select merchants.The Petal 2 card offers more straightforward value, with automatic 1% cash back and the ability to earn up to 1.5% after 12 months on all eligible purchases.
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