With more people turning to credit to combat the crippling costs of every day items it is important to know you have the power to negotiate your interest rate, if you know the right way to ask.
How much do you owe? How good is your credit score? Are other banks making better offers to earn your business?
Remind them how long you've been a customer and that you'd like to stay on board to avoid the hassle of having to change cards.Now it is time to mention any competing offers you have from other banks. Can they match them?
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