'I’m distressed at having to spend my last months this way' ⬇️ gracegausden93 helps a man who has 18 months to live but is having to deal with his £15k insurance policy stopping covering his care for life
In 2001, I bought a care bond, a financial product designed to pay your care costs when you are older, for £14,577 from Scottish Amicable European.
I hadn’t claimed any money, but then got a shock to receive a letter on my 80th birthday in February last year stating the value of my bond would decrease and by my 89th After you got in touch about your case, I really wanted to help as it seemed remarkably unfair that the details of your bond had changed after you took it out.
However, since then, expectations of future growth have changed and the predicted rate of growth was higher than the actual growth that has been achieved to date. You will have received letters throughout the years explaining the change, but likely did not take much notice until you got older and the care needed was more pressing.
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