Should You Shell Out for Travel Insurance?

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Should You Shell Out for Travel Insurance?
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Is that add-on travel insurance worth the price?

"If you're traveling abroad and your health insurance company doesn't provide coverage for medical travel and doesn't provide coverage for evacuation, if you need to get to someplace that has better medical care, then it's worth buying with those plans, especially if you don't have that type of coverage. And if you're on Medicare, you don't have that coverage,” Brasler said.

If you are thinking about buying travel insurance, read through all of the policy exclusions, so you know exactly what is covered. In some cases, that’s dozens of pages of details. And many plans require that you cancel more than 48 hours before your scheduled departure, so if you truly have a last minute emergency, the insurer won’t pay up.

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