With the year winding down and the new year on the horizon, now is the perfect time to reevaluate your finances. From credit card balances to utility bills and insurance premiums, there are simple steps you can take to save money.
Before the end of the year is out, and with a particularly expensive month ahead, there has never been a better time to reevaluate where your money is going and make quick and simple changes for big savings in time for the inevitable January drought.
These days, switching providers has never been simpler and you could save thousands annually by moving to the cheapest supplier.The temptation of relying on credit cards for Christmas spending is real but it’s important you try to live within your means and not put yourself under financial pressure for the year ahead. Get ahead of the debt by transferring the balance to a provider with a lower interest rate.
Always look at the excess you’re paying when it comes to any insurance policy as increasing it may help to bring the price of your premium down. Also, updating your car and home insurance policy with details like a new burglar or fire alarm system, a gated driveway or garage parking can help to drive down the price.
Remember, when switching to any new contract it is imperative you take a note of the expiry date and set a reminder to your future self to reevaluate your position again when the time comes.
Credit Cards Utility Bills Insurance Savings Financial Advice
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