'We cut £11,000 off deposit to buy £217,000 first home - and you can do it too'
There are three bathrooms and a downstairs toilet, plus an open-plan kitchen and dining room, and a separate lounge area.For the space have, we think it's great value for money.That means our family and friends are close by, and we wanted to stay close to them while we started up our new family.The house was £216,995.
It meant that we only had to save £10,850, instead of £21,699 if we'd needed to put down a 10% deposit.We had to really cut back to save thousands in just months - it was like an extreme savings challenge. We basically went on a "no spend" challenge for six months - we didn't go out for food or buy takeaways, saving us a couple of hundred a month.
While we were saving, we cut this out completely. It was horrible not buying gifts for people, but everyone understood why we had to do it.I also took on a lot of overtime to earn an extra £600 a month - I worked Friday, Saturday and Sunday nights after work, and even worked Christmas Day, Boxing Day and over New Year too.It meant we could save up enough for all the solicitors fees as well as all the extra upgrades we added to our new home, which was being built at the time.
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