Why the Apple Card remains my favorite credit card in 2023 | Digital Trends

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Why the Apple Card remains my favorite credit card in 2023 | Digital Trends
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The Apple Card isn't the newest or best credit card available today. But in 2023, it still remains my absolute favorite. Here's why.

Before the Apple Card came out, rumors swirled that Apple would make its own credit card. A lot of people laughed at the idea, thinking it was ridiculous. I was originally one of those people, but when the Apple Card came out in August 2019, I was intrigued. I certainly didn’t need another credit card, but I liked the idea of having a card that has tight integration with the Wallet app on my iPhone.

Another thing I enjoy about the Apple Card Wallet interface is that you can not only see your current balance, but how much of your credit line is still available, weekly/monthly/yearly activity, how much Daily Cash you’ve earned, and when your next upcoming payment will be . There’s even search functionality if you’re looking for a specific transaction.

This is another area where the Apple Card excels. The statement closes at the end of a calendar month, and you have until the end of the next month to make your payment before accruing interest. Typically, credit cards give you about three weeks to pay, so Apple Card actually has a longer grace period for you to make your payment.

And as someone who buys products directly from Apple, as well as subscribes to some digital services like Apple One, the 3% Daily Cash reward for that has been nice. Even if you opt to do Apple Card monthly installments or buy an iPhone through the iPhone Upgrade Program using your Apple Card, you still get 3%.

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