XRPL ranks first in payments after launch of this feature in 2012: Details XRP $XRP XRPArmy XRPCommunity XRPHolders
With the evidence of a GitHub document, Schwartz says XRPL has had a CLOB with cross-currency and cross-asset payments that use multiple paths for liquidity since 2012. A central limit order book is a type of decentralized exchange that does use an order book. It matches all bids and offers according to price and time priority.
Cross-currency payments that exchange tokens, XRP, or both are enabled on XRPL and are fully atomic, meaning that either the payment fully executes or no part of it does. According to Schwartz, Ripple, the company, has not changed its strategy since it adopted the RippleNet strategy in about 2014. Ripple describes itself fundamentally as a payments company, though its resources have somewhat increased.
In the ongoing Ripple lawsuit, CryptoLaw founder John Deaton opines that both a decision and a settlement might be possible in the case. According to a poll conducted by Deaton, 59% of respondents believed that the case would be settled. The CryptoLaw founder sees a scenario whereby the judge renders a decision and then Ripple and the SEC agree to settle with or without appeals.
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