Pricewatch: Last week, a young woman lost almost all her savings to a criminal enterprise, largely as a result of a very unfortunate coincidence
One of the unique selling points of Money Jar, apart from the fact that it is Irish, is that it promotes mindful spending and saving. The app allows users to allocate different amounts of money to different “money jars” to save for particular goals – be it a holiday, a mortgage or something less significant.
Then, a text message arrived, purportedly from An Post. The message said: “Your parcel address is not delivering properly. Please update and repay the courier fee of €1.95″. The message also contained a link.
“I thought this amount of money would be taken from my account but there was nothing, so I was thinking maybe something was a bit strange,” she continues. While she thought it was odd, the alarm bells had not started ringing, or, at least, they were not ringing very loudly. She says she is disappointed that the bank did not flag the initial transaction as suspicious. “In my bank account, I normally don’t have a huge amount of payments with other people so it would have been unusual,” she says. “It was a very unfortunate coincidence but I got these scam texts before from AIB and other banks, but because I have not got a relationship with them, I knew they were scams.”
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