Thousands of Irish homeowners are eligible for a low-interest loan of up to €75,000 to make their properties more energy efficient. The Home Energy Upgrade Loan, subsidized by the Government and backed by the European Investment Bank, can be used for a variety of energy-saving upgrades, including insulation, heating, and windows. The loan is available until 31 December 2026 or until funding runs out, and is currently offered by AIB, Bank of Ireland, and Permanent TSB.
The Home Energy Upgrade Loan is a low-interest loan for homeowners who want to make their property more energy efficient.
You must use the loan for home energy upgrades that are also funded by a home energy upgrade grant from the Sustainable Energy Authority of Ireland .You can get the loan for the home you live in, or a property you rent out. The loan can be drawn down before you start the work. This removes some of the upfront financial barriers to getting the upgrade works done.If you can't afford to make your home more energy efficient, you may qualify for a free energy upgrade with the SEAI Warmer Homes Scheme.
Where can I get a Home Energy Upgrade Loan? The loan is currently available from AIB, Bank of Ireland and Permanent TSB. You can find more information on this here.You can get loans for up to 3 properties or €225,000 per applicant.The loans are unsecured loans. This means that no security or personal guarantee is needed.
What are the interest rates? The interest rates are different depending on who you get your loan from. But they will be lower than rates for regular personal loans. This is because the interest rates are subsidised by the Government and the loans are backed by the European Investment Bank.Do I qualify for the loan? To qualify for the loan, you must meet these conditions:You must use the loan for home energy upgrade work:You can find out more about the loan here.
Home Energy Efficiency LOAN IRELAND GOVERNMENT SUBSIDY ENERGY UPGRADE
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