Spent too much on Christmas? Here's what you can do *now* to avoid being strapped for cash in January.
and our bank accounts take a battering from every angle, it’s nothing to be ashamed of if your Christmas-related bills are making you feel a bit hot under the collar.
Work out how much you’ve overspent by, and write that number somewhere you won’t forget about it – like in your diary or a note on your phone.Take stock of any debt you’ve racked up
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