Square and PayPal are two of the most popular payment processing platforms for small business owners. But which one is best? Via ForbesAdvisor
In general, Square is a better option to accept in-person payments while PayPal is a better option for e-commerce and online payments. Both Square and PayPal were rated one of our top ten POS systems in 2021, but Square received a significantly higher score.is that Square offers more business tools, such as employee management, while PayPal’s features are limited to payment.
PayPal’s transaction fees are listed as lower for card-present transactions—2.29% plus $0.09 compared with $2.6% plus $0.10—however, PayPal does have more additional fees that are less apparent and harder to account for . The first card reader Square gives you is free. After that, each additional card reader is $10. With PayPal, card readers cost $29 and $79 for each additional device. Square offers a tip management tool and both companies offer multiple options for software integration.Square is a better option for small businesses that focus on in-person transactions. If you plan to receive payments primarily online, PayPal will more likely suit your needs.
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